Compare personal loans

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₱10,000
₱1k₱100k
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APR 25.98%

Metrobank

Metrobank Personal Loan

This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.

₱20k–₱2M 12–36 months ⚡ 7 banking days

Metrobank offers a reliable personal loan option with transparent pricing and flexible terms, making it suitable for various personal goals.

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APR 39.43%

SB Finance

SB Finance Personal Loan

This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

₱30k–₱3M 12–36 months ⚡ 1-3 business days

SB Finance Personal Loan offers a convenient way to access funds online, but potential borrowers should be mindful of the eligibility criteria.

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APR —

Tonik

Tonik Quick Loan - Fast Digital Personal Loans

This service is best for individuals seeking quick access to personal loans without the hassle of traditional banking processes.

₱5k–₱50k 6–12 months ⚡ Instant in-app

Tonik Quick Loan offers a modern approach to personal financing with its app-based platform, making it accessible for borrowers with lower credit tiers.

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APR 19.0%

RCBC

RCBC Pasado Loan

This loan is ideal for first-time borrowers who need quick access to funds without the burden of collateral, making it suitable for personal expenses like education or travel.

₱20k–₱5M 3–60 months ⚡ fast processing

The RCBC Pasado Loan offers a convenient, collateral-free option for those looking to meet immediate financial needs, especially for individuals in the process of building their credit.

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APR 25.0%

UnionBank

UnionBank Personal Loan

This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.

₱20k–₱2M 12–60 months ⚡ 3-5 banking days

UnionBank's personal loan features an appealing 1.26% monthly add-on rate, cost-effective choice for those who can repay within a year. However, the APR can reach up to 36%, which may not be ideal for long-term borrowers.

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APR 25.98%

BDO

BDO Personal Loan

This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.

₱10k–₱2M 6–36 months ⚡ 5-7 banking days

BDO Personal Loans provide a flexible financing option with competitive rates, but potential borrowers should assess their repayment capabilities.

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APR 25.03%

BPI

BPI Personal Loan

This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.

₱20k–₱3M 12–36 months ⚡ 2-3 banking days

BPI offers competitive personal loan rates, making it a solid choice for those needing significant funding. However, the application process may be stricter due to its high credit tier requirements.

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APR —

CTBC Bank Philippines

CTBC Bank Salary Stretch Personal Loan

This loan is best for individuals with a stable income looking for manageable loan terms and competitive rates.

₱20k–₱2M 6–36 months ⚡ within 5 banking days

The CTBC Bank Salary Stretch Personal Loan is a solid option for salaried employees needing financial flexibility. Its clear eligibility guidelines help streamline the application process.

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