Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Rs10,000
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APR 25.36%

MCB Bank

MCB Personal Loan

This loan is best suited for salaried individuals with a good credit history looking for amounts ranging from PKR 50,000 to PKR 2 million.

Rs50k–Rs2M 12–48 months ⚡ 3-5 business days

MCB Bank offers a straightforward personal loan with flexible amounts and terms, ideal for those in need of quick cash.

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APR 30.0%

Faysal Bank

Faysal Islami Personal Finance

Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.

Rs50k–Rs4M 12–48 months ⚡ Via branch or call 021 111 06 06 06

This product provides for those seeking Shariah-compliant financing. With a fixed profit rate of 30%, it offers a path for personal needs but may not suit those requiring larger amounts or longer terms.

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APR 21.36%

HBL

HBL Personal Loan

This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.

Rs25k–Rs3M 12–48 months ⚡ Via HBL Mobile App

HBL Personal Loan is a flexible option for those needing quick cash without collateral. However, the interest rates can vary, so it’s essential to check your eligibility.

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APR 26.0%

JS Bank

JS Bank CashAsaan Personal Loan

Best for salaried individuals and self-employed borrowers needing quick access to funds without collateral.

Rs60k–Rs4M 12–48 months ⚡ Same day via JS Mobile

JS Bank CashAsaan provides a flexible loan amount with quick approval for eligible borrowers. However, the 30% annual markup can make it costly for those who cannot repay quickly.

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APR 28.8%

Allied Bank

Allied Personal Finance

This loan is best for salaried individuals looking for personal loans ranging from PKR 30,000 to PKR 3 million with manageable repayment terms.

Rs30k–Rs3M 12–48 months ⚡ 3-5 business days

Allied Personal Finance offers flexible borrowing options with competitive rates, making it a solid choice for various financial needs.

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APR 29.8%

Bank Alfalah

Bank Alfalah Personal Loan

Best for salaried individuals needing quick funds without collateral.

Rs50k–Rs3M 12–48 months ⚡ Instant via Alfa App (60 seconds for eligible)

The instant approval is especially for urgent cash needs. However, the APR ranges from 29.8% to 35%, making it relatively expensive for long-term borrowing.

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APR 23.0%

UBL

UBL CashPlus Personal Loan

This loan is best for salaried individuals or self-employed professionals seeking quick access to funds up to PKR 3 million.

Rs50k–Rs3M 12–48 months ⚡ 2-5 business days

UBL CashPlus offers a robust personal loan option with quick processing and high limits, but be mindful of potential hidden fees.

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APR 22.0%

Standard Chartered

Standard Chartered Personal Loan

This loan is best for salaried individuals or self-employed professionals in need of flexible borrowing options without the hassle of collateral.

Rs30k–Rs4M 12–60 months ⚡ 10 working days

Standard Chartered offers a solid personal loan option if you need funds quickly, with no collateral required. Their digital-first approach enhances the user experience.

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