Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

$10,000
$1k$100k
Personal Consolidation Home Auto Student Business

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APR 5.96%

LendingClub

LendingClub Debt Consolidation Loan

Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

$1k–$40k 24–60 months ⚡ Approved in as little as 1 hour, funded next business day

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

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APR 49.0%

MoneyKey

MoneyKey Online Loans

It's best for those needing immediate cash without extensive credit checks.

$200–$3.5k 3–12 months ⚡ Same business day

MoneyKey provides swift access to short-term loans, but its high APRs may not suit everyone.

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APR 8.5%

Spring EQ

Spring EQ Home Equity Loans

This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

$25k–$500k 60–360 months ⚡ Talk to an Equity Expert for quick assessment

Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.

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APR —

American Express

Kabbage Business Line of Credit

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

$2k–$250k 1–18 months ⚡ Same day (online decision)

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

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APR —

Brigit

Brigit Instant Cash

This service is best for individuals with a regular income who require a small cash infusion quickly.

$50–$250 1–1 months ⚡ Minutes

Brigit is a cash advance solution, ideal for those needing urgent funds without the burden of credit checks.

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APR 5.49%

Bank of America

Bank of America Auto Loans

This lender is best for those with good credit looking for a reliable and quick auto loan solution.

$7.5k–$100k 12–75 months ⚡ Same day

Bank of America offers a solid option for car loans with competitive rates and easy online application processes.

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APR 4.24%

SoFi

SoFi Student Loan Refinancing

This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

$5k–$1000.0k 60–240 months ⚡ Check rate in minutes, no hard credit pull

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

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APR 7.74%

Upgrade

Upgrade Debt Consolidation Loan

This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

$1k–$50k 24–84 months ⚡ Next business day funding

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

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APR 99.0%

ACE Cash Express

ACE Cash Express Payday & Installment Loans

This service is best for those needing immediate cash for unexpected expenses and who can repay quickly.

$100–$2k ⚡ Same day

ACE Cash Express offers quick access to cash but comes with high APRs, costly option for borrowers.

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APR 6.875%

Rocket Mortgage

Rocket Mortgage by Quicken Loans

This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

$50k–$3M 180–360 months ⚡ Online application, Rocket Logic verification speeds process

Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.

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APR —

Dave

Dave ExtraCash

Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

$25–$500 1–1 months ⚡ 5 minutes

Dave ExtraCash provides a quick and accessible cash advance solution without interest, ppealing for those in need of immediate funds.

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APR 8.99%

Marcus by Goldman Sachs

Marcus by Goldman Sachs Personal Loan

This loan is best for those seeking a flexible borrowing option without the burden of added fees, especially for amounts between $3,500 and $40,000.

$3.5k–$40k 36–72 months

Marcus by Goldman Sachs offers no-fee personal loans with competitive fixed rates, making it a solid choice for borrowers with good credit.

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APR 6.49%

LightStream (Truist)

LightStream Auto Loans: Competitive Financing Options

This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.

$5k–$100k 24–84 months ⚡ Same day funding available

LightStream offers competitive auto loans with flexible borrowing amounts and low fixed rates, making it a strong contender for financing your vehicle.

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APR 2.09%

College Ave

College Ave Student Loans

This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

Up to $1k 60–180 months ⚡ Apply online, quick credit decision

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

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APR 7.74%

SoFi

SoFi Debt Consolidation Loan

This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

$5k–$100k 24–84 months ⚡ Same day funding available

SoFi offers a approach to debt consolidation with and flexible terms.

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APR 89.0%

CashNetUSA

CashNetUSA

This service is best for individuals needing immediate cash solutions, especially for emergency expenses.

$100–$3k ⚡ Same day

CashNetUSA offers quick access to funds, but watch out for high APRs that can lead to expensive repayments.

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APR 6.5%

Better Mortgage

Better Mortgage: A Transparent Lending Experience

This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

$50k–$2M ⚡ Pre-approval in as fast as 3 minutes, closing in as fast as 3 weeks

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

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APR 4.14%

PenFed Credit Union

PenFed Auto Loans

This loan is best for US residents looking for quick approval and a low starting APR for car financing.

$500–$100k 12–84 months ⚡ Same day

PenFed Auto Loans provide competitive rates and flexible terms, making them a solid choice for many borrowers.

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