Compare personal loans

Discover

Discover Personal Loans

These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.

CarMax Auto Finance

CarMax Auto Finance

This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.

CarMax Auto Finance offers flexible financing options for used vehicles, but be prepared for potentially high APR rates.

Figure

Figure Home Equity Line of Credit

This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.

Splash Financial

Splash Financial Student Loan Refinance

Borrowers who want to compare multiple refinance offers without multiple applications

Splash Financial aggregates offers from multiple refinance lenders, so you can compare rates with one application. Strong for borrowers who want to shop efficiently.

Navy Federal Credit Union

Navy Federal Credit Union Personal Loan

Veterans and military families who want competitive rates, flexible loan amounts, and zero-fee personal loans.

Best-in-class military personal loans with massive range, zero fees, and standout Career Kickoff option.

American Express

Kabbage Business Line of Credit

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

Rocket Loans

Rocket Loans Debt Consolidation

Borrowers who need fast funding for debt consolidation and value brand reliability

Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.

USAA

USAA Auto Loan for Military Families

This loan is best for active military personnel and veterans looking for favorable terms without dealer markups.

USAA Auto Loan provides solid financing options tailored for military families, but borrowers should be prepared for varying APRs.

Better Mortgage

Better Mortgage: A Transparent Lending Experience

This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

Laurel Road

Laurel Road Student Loan Refinance

Healthcare professionals (doctors, nurses, dentists) refinancing student loans

Laurel Road (a KeyBank subsidiary) specializes in refinancing for healthcare professionals — doctors, dentists, nurses. Competitive rates and parent PLUS loan refinancing available.

PenFed Credit Union

PenFed Credit Union Personal Loan

Military members and veterans seeking some of the lowest personal loan APRs available, though open to all Americans.

Exceptional APRs from a military-rooted credit union — open to everyone but especially compelling for veterans.

Upgrade

Upgrade Debt Consolidation Loan

This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

Navy Federal Credit Union

Navy Federal Auto Loan

This loan is best for military personnel and their families who are looking for low-interest rates on vehicle financing.

Navy Federal's auto loan rates are among the lowest available, making it a strong choice for eligible borrowers.

Rocket Mortgage

Rocket Mortgage Review: America's Largest Lender

It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.

Rocket Mortgage offers a streamlined digital experience for obtaining a mortgage, but may not be the best fit for everyone.

Citizens Bank

Citizens Bank Student Loan Refinance

Existing Citizens Bank customers or borrowers with high student loan balances ($100K+)

Citizens Bank is one of the few top-20 banks offering competitive student loan refinancing. Loyalty discount (0.25%) for existing customers and one of the highest max amounts ($500K).

Best Egg

Best Egg Personal Loans

Individuals with a credit score of at least 600 seeking personal loans for debt consolidation or home improvement.

Best Egg provides fast funding, often within a day, solid option for urgent financial needs. However, borrowers should be cautious of the high maximum APR of 35.99%, which could make long-term borrowing costly.

LendingClub

LendingClub Debt Consolidation Loan

Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

LightStream (Truist)

LightStream Auto Loans: Competitive Financing Options

This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.

LightStream offers competitive auto loans with flexible borrowing amounts and low fixed rates, making it a strong contender for financing your vehicle.

Spring EQ

Spring EQ Home Equity Loans

This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.

CommonBond

CommonBond Student Loan Refinance

Borrowers who want competitive rates and care about social impact

CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.