Real rates from banks and fintechs. Compared side by side, no affiliate bias.
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Agribank
This loan is best for individuals who need a significant amount of cash for personal expenses and prefer a well-established bank.
Agribank’s personal loans provide flexible borrowing options at reasonable rates, making them a solid choice for many borrowers.
TPBank
This loan is best for those looking to finance a home purchase or renovation with a high loan-to-value ratio and who can provide the necessary documentation.
TPBank offers competitive home loan rates starting at 6.9% per year, making it an appealing choice for many borrowers. However, the requirement for collateral and extensive documentation may deter some applicants.
BIDV
This loan is best for those looking to finance both personal and business vehicles with flexible repayment terms up to 84 months.
The BIDV Car Loan offers competitive financing options, reaching up to 100% of the vehicle value. However, the approval process can take longer than some competitors.
Vietcombank
This loan is best for borrowers looking for substantial amounts with a reliable state-owned bank.
Vietcombank provides a solid option for personal loans with competitive rates and flexible terms.
MB Bank
This loan is best for Vietnamese residents aged 18 and older with a regular income seeking a reliable car financing solution.
MB Bank offers a competitive car loan option with flexible terms, ideal for those looking to finance both new and used vehicles.
FE Credit
This loan is best for Vietnamese citizens needing immediate cash for personal expenses, with flexible repayment terms.
The FE Credit Flexible Cash Loan offers quick cash access but may not be ideal for everyone due to its high interest rates.
Vietcombank
This loan is best suited for individuals seeking a comprehensive car financing solution, especially if they have the necessary collateral. It caters well to those who prioritize quick approval processes.
Vietcombank's Car Loan offers flexible financing options for vehicle purchases, with terms extending up to 96 months. It's a viable choice for those looking to finance up to 100% of their vehicle's value.
Techcombank
This loan is best for Vietnamese citizens aged 20-70 with a stable income of at least VND 10 million per month who need an unsecured loan for various personal expenses.
The Techcombank Personal Loan offers competitive rates and flexible terms, making it a solid choice for those in need of quick cash. However, it's crucial to meet their income requirements to qualify.
Techcombank
This loan is best for individuals looking for flexible financing options with extended repayment terms up to 96 months.
Techcombank offers competitive car loan rates starting at 6.8%, suitable for both new and used vehicles. However, the requirement for collateral may not suit all borrowers.
HSBC Vietnam
It's best for Vietnamese citizens or foreigners with work permits needing substantial funds for personal expenses.
This personal loan provides flexible terms and competitive rates, ideal for those looking for quick cash solutions.
HDBank
This loan is ideal for Vietnamese citizens aged 18-65 with a regular income who need financing for a new or used car.
HDBank's car loan is an affordable option for those looking to finance a vehicle in Vietnam.
VPBank
This loan is best for Vietnamese residents with stable incomes looking for unsecured financing up to VND 500 million over a maximum of 60 months.
The VPBank Personal Loan is a flexible financing option for those needing quick access to cash without collateral. However, its interest rates may not be the most competitive in the market.
VPBank
This loan is best for those looking to finance a significant portion of their vehicle's value quickly and easily.
The VPBank Car Loan offers competitive financing for both new and used cars, making it an appealing choice for many buyers.
BIDV
This loan is ideal for individuals needing significant funding quickly, offering a range of amounts and terms to fit various needs.
BIDV Personal Loan provides a reliable option for those seeking substantial amount loans with reasonable repayment terms.
ACB
Ideal for Vietnamese citizens aged 18-65 with a stable income looking to finance a new vehicle.
ACB's car loan is a strong contender for those seeking competitive rates and quick approval.
Home Credit Vietnam
This loan is best for those needing quick access to funds, as approval and disbursement times are notably fast.
Home Credit offers a streamlined online cash loan process, but borrowers should be cautious about the high interest rates.
TPBank
This loan is best for Vietnamese citizens aged 18-60 with a steady income who need financing for vehicle purchases.
TPBank's car loan is a strong option for those looking for quick approval and competitive rates.